潍坊市住房公积金是近日一位潍坊网友向爱潍坊咨询的问题，这位网友说想用自己公积金里的钱进行购房贷款，不知需要办理什么手续，现在的公积金购房贷款的利率是多少哪，我们知道缴存住房公积金的潍坊职工，在购买、建造、翻建、大修自住住房时，可以向住房公积金管理中心申请住房公积金贷款。其实手续也没有多麻烦，按照步骤，一步一步来就行了，潍坊住房公积金管理中心当自受理申请之日起15日内作出准予贷款或者不准贷款的决定，并通知申请人，被批准准予贷款的，由受委托银行办理贷款手续，四大银行都可以办理公积金贷款。
潍坊在线在接到这位网友的咨询后，结合相关资料，潍坊的职工和单位住房公积金的缴存比例均不得低于职工上一年度月平均工资的5％，而有条件的城市，可以适当提高缴存比例，这个条件就是按照城市经济的发展，住房公积金制度实际上是一种住房保障制度，是住房分配货币化的一种形式。
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以上就是关于潍坊市住房公积金相关问题的回复，希望这个朋友对我们的答复及服务能够满意，以下是此问题的英文回复希望老外朋友们也能了解：
Weifang, a city housing fund that recently Weifang Weifang users to consult the issue of love, the friends say they want in their own provident fund money for home loans, do not know what procedures need to go through, and now the provident fund interest rate is the number of purchase loans which We know the housing provident fund deposit Weifang workers in the purchase, construction, renovation, renovate their houses, you can apply to the housing provident fund management center housing provident fund loans. In fact, the procedures did not much trouble, follow the steps, step by step on the line, and Weifang housing provident fund management center from accepting an application within 15 days to grant loans or loans allowed the decision and notify the applicant, were granted loans approved by the by the authorized bank lending procedures, the four banks can handle provident fund loans.